Aflac Launches ‘Vision Now’ Individual Insurance Plan

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COLUMBUS, Ga.—Insurance provider, Aflac has launched a new insurance plan for individuals known as Aflac Vision Now. In addition to a benefit of $45 for one eye examination per covered person per policy year, Aflac Vision Now also offers coverage for serious eye conditions, including $750 to $10,000 for permanent visual impairment, $50 to $1,500 for miscellaneous eye surgeries, and $1,000 for specific eye diseases and disorders. “While most vision care plans are limited to eye exams and vision correction materials, Aflac’s Vision Now product offers true vision insurance, paying benefits for eye diseases or disorders, eye surgeries and even permanent visual impairment,” said John Harmeling, senior vice president of worksite marketing at Aflac.

Aflac offers three different vision correction benefits—Option One: $80 for prescribed vision correction materials (such as prescription glasses or contacts) or $130 for refractive error corrections surgery (such as RK, Lasik, etc.). There is no waiting period, and the benefit is payable once per covered person, per policy year. Option Two: $175 for prescribed vision correction materials or $295 for refractive error corrections surgery. There is a 12-month waiting period, and the benefit is payable once per covered person during each successive 24-month period. Option Three: $270 for prescribed vision correction materials or $480 for refractive error corrections surgery. There is a 24-month waiting period, and the benefit is payable once per covered person during each successive 36-month period.

An Aflac spokesperson told VMail, “Vision Now is available through employee deduction. The voluntary vision insurance policy can be a stand-alone plan or can be used to supplement coverage an employee may already have in place to offset out-of-pocket expenses associated with the cost of vision care. There are no network restrictions. The policyholder can use the provider of his or her choice.”

Aflac Vision Now coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York. Policies may not be available in all states, and benefits may vary by state.