The Lowdown on Medical Rebates on


NEW YORK—In August of this year, some U.S. employers with fully insured employee health benefit plans received a medical loss ratio (MLR) rebate. The rebates were mandated under the Patient Protection and Affordable Care Act (PPACA) whenever health insurers do not spend at least a certain percentage (generally, 80 percent to 85 percent) of the prior year’s health insurance premiums on health care services for 2011. Find out if your company might be eligible in the latest installment of Personnel File: Medical Loss Ratio Rebates: Who Gets the Cash?