The pandemic was a catalyst for all types of change, and that includes how comfortable many Americans are with their nest eggs, according to a recent feature in Fast Company. 

Americans say they need an average net worth of $774,000 to be “financially comfortable,” and an average net worth of $2.2 million to be “wealthy,” according to the Charles Schwab Modern Wealth Survey 2022.

The online survey, which was conducted in February and comprises answers from 1,000 Americans between the ages of 21 and 75, shows not only that people think they need more to be considered wealthy than they did in 2021 ($1.9 million), but that they need more to feel like they’re on solid financial footing, too.

That’s perhaps the most interesting takeaway from the data: The average amount needed to attain financial comfort is down significantly from five years ago. In 2018, the average amount needed to attain monetary contentment was $1.4 million—but by 2021, it was only $624,000 and was bumped up to $774,000 this year. That may be due to the fact that people simply learned to adjust their lifestyles and their financial outlooks after living through the pandemic, experts say.