“It’s important to remember how young Gen Z still is—12-25. Many are obviously not financially independent, and only 32 percent work full time. This certainly explains why 65 percent wish they had more control over their life circumstances—they are in a life stage when much is decided for them.”

Elizabeth McHugh made this preceptive observation in a blog post, “Gen Z's Future Outlook” for Stella Rising, a market research company.